228 loan Things To Know Before You Buy
228 loan Things To Know Before You Buy
Blog Article
네이버 여행 서비스를 이용해 주신 여러분께 감사드리며, 더 좋은 서비스로 보답할 수 있도록 노력하겠습니다.
(1) A nonmetropolitan middle-cash flow census tract is selected as distressed if it is in a very county that satisfies one or more of the subsequent conditions:
네이버를 자주 이용한다면, 북마크 기능을 활용하여 손쉽게 접근할 수 있습니다. 웹 브라우저의 북마크 기능을 통해 네이버 페이지를 등록하면, 다음부터는 북마크 목록에서 바로 네이버에 접속할 수 있습니다.
(iii) An inventory demonstrating each census tract through which the financial institution reported a small organization loan or a small farm loan;
The Board critiques the impact and responsiveness of a bank's Neighborhood improvement loans and community development investments that benefit or provide a facility-dependent assessment area, as offered in § 228.fifteen.
(i) A financial institution might integrate efficiency analysis components and accompanying yearly measurable goals For extra geographic areas but might not eliminate the evaluation of its general performance in any geographic spot that would be included in its effectiveness evaluation inside the absence of the authorized prepare.
Pursuant to § 228.28 and appendix D to this section, the Board incorporates a lender's Retail Lending Take a look at conclusions into its Point out or multistate MSA scores, as relevant, and its establishment score.
The Board testimonials the effect and responsiveness on the bank's Group improvement loans and Neighborhood improvement investments that benefit or provide the nationwide place, as offered in § 228.fifteen.
In assigning Retail Lending Check conclusions for just a Condition pursuant to § 228.22(h), the Board does not take into consideration a financial institution's activities being within the State if People actions happen within a retail lending evaluation region consisting of counties in more than one Condition.
(7) Info indicating which the credit score requires of the facility-dependent assessment place or retail lending assessment region will not be being fulfilled by lenders within the mixture, such the related benchmarks usually do not sufficiently replicate community credit score needs.
(A) A duplicate of the public area of your bank's most up-to-date CRA overall performance analysis and an index of providers furnished by the department; and
A sizable bank will have to obtain and retain in electronic form, as prescribed with the here Board, until finally completion on the financial institution's up coming CRA assessment where the information are evaluated, the subsequent facts with respect to retail banking expert services and retail banking solutions supplied and furnished by the financial institution during Just about every calendar 12 months:
(B) A significant financial institution may possibly modify the Retail Expert services and Products Exam by taking away a component on the test.
Pursuant to § 228.21, the Retail Lending Check evaluates a lender's file of assisting to satisfy the credit history demands of its whole Group throughout the lender's origination and purchase of dwelling house loan loans, multifamily loans, small organization loans, and small farm loans.